Medicare Part D plans for 2012
When selecting a Part D plan in 2012 there are several factors to consider but there are at least two common mistakes that add $100's of dollars of additional costs in the part d plan alone.
The first and most common Part D mistake seems obvious but people do it all the time - Selection based on Premium. If you take no part d covered medications this will work just fine, but those who take just one medication in certain circumstances can waste hundreds of extra dollars. Those taking 3 - 5 Medications in the wrong plan has been shown to cost the consumer $1,000 or more in the wrong medicare Partd D plan. Here is an example of a hypothetical individual taking just 5 fairly common drugs and a few examples of several of the top Medicare Part D plans.
The following shows the cumulative cost of 4 common Part D plans including ALL co-pays, the plan deductible, and all Monthly premiums combined for 12 months: (Source - Medicare.gov) We have left out the names of the plans because this is not in anyway a slight on these plans. All of these plans are very well run and in many cases the part D plan at the bottom could easily be at the top with a different selection of medications. It is very specific to the part d drugs used in each individual case. And that is the point intended.
The second common mistake is not considering the pharmacy one is most likely to use to fill the Part D prescription. Cost does vary from one pharmacy chain to another and of course we know mail order is typically less than walking into a retail pharmacy. But what is often overlooked is the co-pay variation. Many times in Medicare Part D plans co-pays, can vary by as much as $20 for a 30 day supply (more if the drug is not on a plans formulary). Multiply by 12 months and just 2 drugs with a $20 variation and your part D plan can cost $480 more in co-pays.
Get help from a trained advisors call us now at 610-399-8700, or Submit a request at the "find and compare" button and an advisors will contact you within 24 hours. (We strive for 30 minutes or less during regular business hours)
Assistance and advice provided by the Senior Advisors Group. They are available to assist you in your search and asked only that you complete your enrollment via their group. There is no cost to you but allows them to help others like you find the best Part D and Medicare Supplement plan available.
Confused about Medicare Part D plans for 2012?
Not sure which 2012 Part D plan is best for you?
Part D 2012 was established help seniors navigate Medicare Part D Drug plans and make the best Medicare Part D plan selection. After consuling Medicare Insurance specialist with over 25 years of Medicare and Insurance expertise and partnering with the Senior Advisors Group, we have assembled a unique backround of knowledge on Part D and Medicare supplement plans. Our goal is to help seniors find the right Part D plan, and the most cost effective supplemental insurance or medicare advantage plans.
Welcome to Medicare Part D 2012. Where we help you find the right Medicare Part D plan.
Part D is more that just RX drug research.
We have partnered with the Senior Advisors Group to provide advice and personal consultation on Part D 2012 plans as well as other Medicare supplemental Insurance products. Including advice on Part D plans, Medicare Supplement plans, Dental plans, and more.
We also provide the tools to do it on your own for those who like to do their own research.
Call now and talk to an advisor or (click here) to do it own your own.
(610) 399-8700
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2012 Medicare Part D plans Common Mistakes
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Part D Medications
- Simvastatin TAB 40MG
- Lisinopril/hctz TAB 20-12.5
- Omeprazole/sodium bicarbonate CAP 40-1100
- Dilt-XR CAP 240MG
- Flecainide acetate TAB 100MG
| Plan | Description | Total Cost* |
|---|---|---|
| Plan 1 | Best Choice | $1,108.44 |
| Plan 2 | 2010 Best Seller | $1,255.20 |
| Plan 3 | 2010 Top 3 plan | $1,816.43 |
| Plan 4 | Lowest Premium | $2,560.09 |
Courtesy of the Senior Advisors Group
2012 Medicare Part D Plans
2012 Medicare Part D Plans
